I'm always wary when a service starts pushing timers and "last chances," especially in a topic like insurance. At https://www.globelink.co.uk I liked the lack of rush: you can calmly review the terms and conditions without being overly emotional. This builds trust, because it seems more important to understand the product than to make an impulse purchase. Do you also find it easier to choose when the site doesn't push you, but rather lets you figure it out for yourself?